:root{--navy:#0B1F3A;--navy2:#0E2A4D;--teal:#0ABFB8;--tealD:#087C78;--ink:#112A45;--muted:#5A6B7E;--bg:#EEF4F8;--card:#fff;--line:#DCEAF1}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--tealD)}
.top{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.top .wrap{max-width:1000px;margin:0 auto;padding:13px 20px;display:flex;align-items:center;gap:10px}
.brand{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--navy);font-family:Sora,sans-serif;font-weight:800;font-size:18px}
.brand img{width:30px;height:30px;border-radius:8px;display:block}
.top .cta{margin-left:auto;background:var(--teal);color:#04201f;font-weight:800;text-decoration:none;padding:9px 16px;border-radius:10px;font-size:13.5px}
.hero{background:linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:46px 20px}
.hero .wrap{max-width:760px;margin:0 auto}
.eyebrow{color:var(--teal);font-weight:800;font-size:12px;letter-spacing:1.5px;text-transform:uppercase}
.hero h1{font-family:Sora,sans-serif;font-weight:800;font-size:34px;line-height:1.15;margin:10px 0 10px}
.hero p{color:#C7D6E6;font-size:17px;max-width:640px}
.bc{max-width:720px;margin:0 auto;padding:16px 20px 0;font-size:13px;color:var(--muted)}
.bc a{color:var(--muted);text-decoration:none}
article{max-width:720px;margin:0 auto;padding:24px 20px 10px}
article h2{font-family:Sora,sans-serif;font-weight:800;font-size:23px;color:var(--navy);margin:30px 0 10px}
article h3{font-family:Sora,sans-serif;font-weight:700;font-size:18px;color:var(--ink);margin:22px 0 8px}
article p{margin:0 0 14px;font-size:16.5px}
article ul{margin:0 0 16px 20px}
article li{margin:7px 0;font-size:16.5px}
article b{color:var(--navy)}
.callout{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--teal);border-radius:12px;padding:16px 20px;margin:22px 0;font-size:15.5px}
.cta-box{background:linear-gradient(160deg,var(--navy),var(--tealD));color:#fff;border-radius:18px;padding:30px;text-align:center;margin:36px 0 10px}
.cta-box h3{color:#fff;font-family:Sora,sans-serif;font-weight:800;font-size:22px;margin-bottom:8px}
.cta-box p{color:#D6E6F2;margin-bottom:18px}
.cta-box a{display:inline-block;background:#fff;color:var(--navy);font-weight:800;text-decoration:none;padding:13px 24px;border-radius:12px}
.related{max-width:720px;margin:0 auto;padding:10px 20px 50px}
.related h2{font-family:Sora,sans-serif;font-size:18px;color:var(--navy);margin-bottom:12px}
.related a{display:block;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:10px;text-decoration:none;color:var(--ink);font-weight:600;transition:border-color .15s}
.related a:hover{border-color:var(--teal)}
.related a span{display:block;color:var(--muted);font-weight:400;font-size:13.5px;margin-top:2px}
.grid{max-width:1000px;margin:0 auto;padding:34px 20px 60px;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px}
.acard{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;transition:transform .15s,border-color .15s}
.acard:hover{transform:translateY(-3px);border-color:var(--teal)}
.acard .tag{color:var(--tealD);font-weight:800;font-size:11.5px;letter-spacing:.5px;text-transform:uppercase}
.acard h3{font-family:Sora,sans-serif;font-weight:800;font-size:18px;color:var(--navy);margin:8px 0 6px;line-height:1.25}
.acard p{color:var(--muted);font-size:14px;margin:0;flex:1}
.acard .more{color:var(--tealD);font-weight:700;font-size:14px;margin-top:12px}
footer{background:var(--navy);color:#9FB6CC;text-align:center;padding:28px 20px;font-size:13px;line-height:1.6}
footer a{color:#C7D6E6;text-decoration:none}
@media(max-width:560px){.hero h1{font-size:27px}.hero{padding:36px 20px}}